Senior Credit Risk Analyst

1 day left

20 Dec 2018
19 Jan 2019
Job Function
Risk Management
Experience Level
Executive, Management, Officer
Contract Type
Full time, Permanent

Role purpose:

Working as a key member of the risk analysis team to ensure the Credit Risk function is robust and managed within the key requirements of the business. The ideal candidate will have a very strong background in analytics and Credit Risk from a mortgage lending institution, preferably with experience covering the full customer lifecycle, including new lending, account management, fraud prevention and arrears management. This candidate will be a key member of this business.

Major Activities and Responsibilities:

  • Provide business with data based insight and recommendations for changes and improvements to product range, application process, strategy design, collections activities and operations processes
  • Solving complex business problems and providing practical value based solutions.
  • Build and Develop capability within the organization to design, monitor and enhance credit and fraud risk strategies and policies.
  • Ensure the business operates within the regulatory requirements for new business origination through to arrears management
  • Provide the business with the optimal analytical framework to make sound judgment based decisions on new lending requests
  • Produce analytics to monitor and provide insight across the customer journey and lifecycle, making recommendations to change current processes and strategies
  • Provide insight to and set expectation for portfolio and segment trends through targeted analysis, forecasting and the development of regular MI.
  • Develop and enhance credit risk models
  • Work closely with colleagues across the group to deliver projects and the change agenda.

Skills and Experience Required (or desired):

  • University degree in technical field (eg. mathematics, physics, statistics)
  • Relevant experience of credit risk/analytics roles
  • Knowledge of first and second charge mortgages
  • Hands on strong knowledge of analysis software languages – SAS
  • Highly proficient using Excel and other analysis tools
  • Statistical background to produce reporting and models
  • Excellent communication skills and ability to convey complex ideas/insights to non-technical members of the team
  • Ability to work in an extremely fast paced start-up environment
  • Excellent verbal and written communication skills
  • Extremely self-motivated / Operate independently

Apply for Senior Credit Risk Analyst

Already uploaded your CV? Sign in to apply instantly


Upload from your computer

Or import from cloud storage

Your CV must be a .doc, .pdf, .docx, .rtf, and no bigger than 1MB

4000 characters left

Marketing Communication

We'd love to send you information about Jobs and Services from Jobs In Risk by email.

All emails will contain a link in the footer to enable you to unsubscribe at any time.

When you apply for a job we will send your application to the named recruiter, who may contact you. By applying for a job listed on Jobs In Risk you agree to our terms and conditions and privacy policy. You should never be required to provide bank account details. If you are, please email us.

Similar jobs

Similar jobs