| Job Title: | Senior Credit Risk Modelling Analyst - London (WC) - SAS |
|---|---|
| Reference: | A33-08 |
| Salary: | GBP40000 (Extras: Bonus, Pension, Healthcare, Flexible Benefits) |
| Location(s): | London West |
| Industry(s): | Risk |
| Advertiser: | Aspire Credit Recruitment & Risk Management |
| Employment Type: | Permanent |
| Posted: | 23-08-2008 |
Description:
Senior Analyst - Credit Risk ModellingLondon - WC
£40K + Bonus + Package
Overview
Decision Sciences is a focused team that is responsible for delivering on risk management related analytical projects across UKRB. The team has deep expertise in modelling and analytics and data manipulation and integration. Together with its own efforts to deliver modelling and decision systems to the bank, the team is responsible for bridging to the external vendor community to bring new innovative approaches and techniques to the organization. The team will work closely with its partner within Group Marketing’s CVM team to ensure the organization is taking an integrated risk-based marketing approach to the marketplace.
This role involves supporting the development and maintenance of predictive models and scorecards that are used by UKRB’s Credit Risk Management, Fraud Management and Collections organisations in order to manage portfolio risk exposure throughout the customer lifecycle, under appropriate guidance and direction
Applicants need to demonstrate:
• Knowledge of scorecard development concepts, principles and practices in a high volume unsecured consumer credit environment. Ability to support Risk Managers on scorecard refinements/revisions.
• Communication of model design, development and findings through all levels of the organisation.
• Proven ability to manage the delivery of small projects effectively.
• Experience of project management and demonstrable experience of delivering results.
Qualifications & Experience
The ideal candidate will have:
• A numerate degree
• An understanding of analysing data to leverage business performance
• Experience of model development within credit risk or customer insight team
• The ability to produce and interpret information on a timely basis through designing and delivering analysis and knowing how to present it to a non analytical audience
• Understanding of financial data where applied to NPV, ROI, ROA.
• Experience building credit risk models with SAS
• Familiarity with Credit Risk environment in Retail Banking
To apply please send your CV to phillip@aspirecredit.co.uk or contact Phillip Hartley on 0161 767 2350.



