Specialist Disciplines: • Credit Risk - Account Management, Acquisition, Basel II, Collections & Recoveries, Credit Policy, Decision Science, Systems, Forecasting, Fraud Analytics, MI , Portfolio Management / Strategy, Risk Oversight, Risk Strategy, Scorecard Development, Stress Testing. • Marketing - Acquisition, Campaign Analysis, Customer Insight, Customer Intelligence, Customer Relationship Management, Customer Value Management, Database Analytics, Market Research, Pricing, Product Development / Strategy. • General – Business Intelligence, Commercial Analytics, Data Analysis / Management / Modelling, SAS Analytics / Programming, SPSS, Statistical Analysis / Modelling